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With over 30 years of experience in the financial industry and specialising in the Buy to Let Investment market, our fully qualified team of independent Advisors are here to take the pain out of finding the right product to suit your needs.

 In arranging Mortgages and Protection policies we strive to maintain a high level of service and quality, keeping clients updated at every interval and taking control of the situation making the process, whether it be moving home, remortgaging or reviewing insurance products, as simple and as stress free as possible.

 Phone or contact us to arrange an appointment and have an initial consultation, free of charge. We will assess your requirements and in turn will provide you with the most suitable product that suits your needs. So sit back, relax, and let us do the hard work to endeavour to improve your financial circumstances.

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

TJ Oliver & Associates charge a fee for financial advice dependent upon circumstances. Typical fee £200 application fee and £200 completion fee. This is in addition to commission that we receive from the Lender.

We also offer a fee only option for mortgage advice. The amount will depend upon your circumstances but we estimate this will usually be a fee of 3% of the mortgage amount plus a fee of £200 payable on completion. Any commission paid by the lender will be used to reduce the fee payable.

The overall cost for comparison is 8.7% APR for customers who may have their access to credit restricted.

T J Oliver & Associates is an Appointed representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Services Authority. Registration number 305330, in respect of mortgage and insurance mediation activities only.
Details of which can be found by visiting www.fsa.gov.uk